California and Nevada Bankruptcy Law Firm
At the Law Offices of Residential Law Center, we understand how stressful, overwhelming, and frustrating it is to have mounting debt weighing down on your shoulders. People with large sums of debt often feel trapped, overwhelmed, and defeated by their inescapable financial troubles. In today’s economy, it has become exceedingly more difficult for people with too much debt to get a handle on their finances and overcome their debt.
Ask yourself these questions:
- Are you overwhelmed with debt because of an illness, divorce, accident, loss of work or overtime, or just plain poor financial planning?
- Do bill collectors call you at home or work?
- Are you afraid that your wages will be garnished?
- Are you being sued by creditors for bills that you are unable to pay?
- Are you in fear of losing your home, your car, or your furniture?
- Are you late on your mortgage payments, facing, or even in Foreclosure?
- Have you had a car repossessed, and now have a balance on a car that you don’t even own?
- Are you so much in debt that your have no reasonable hope of ever catching up with your bills?
- Are you getting Cash Advances on your MasterCard to pay your Visa bill?
- Are your unpaid debts interfering with your work, your marriage, your personal life, or the lives of your children?
If you have answered “Yes” to any of the above questions, filing bankruptcy may be the direction you should take to regain control of your financial situation, and to get a Fresh Start on your finances and your life. In 2007 alone, nearly 2 million people filed for bankruptcy. This is a very high number, yet surprisingly enough, many people still feel deep shame about having to file for bankruptcy. Individuals who can no longer meet their debt obligations frequently encounter emotional stress, depression and a feeling of helplessness. We understand that the majority of our clients are hardworking people who would pay all of their bills if they were able. The sudden loss of a job, unexpected medical bills, a divorce, or a natural disaster can quickly wipe-out a life’s savings. For many, bankruptcy provides a financial second chance.
The Goal: A FRESH START
The goal of any individual facing insurmountable debt and little or no assets is to obtain a “fresh start” in connection with their dire financial situation. In most instances, the Bankruptcy law and the filing of a Bankruptcy accomplishes the goal of a “fresh start” and affords people the opportunity to begin the process of rebuilding a financial position free of the emotional turmoil of overwhelming debt. In essence, bankruptcy relief provides a financial second chance to individuals who otherwise could spend years with little or no real opportunity to satisfy their debts and begin to reestablish their credit standing.
Why Work With a Bankruptcy & Foreclosure Defense Attorney?
Bankruptcy can be a difficult process. When it comes to your financial situation, the stakes have never been higher, so it is very important to hire the right attorney. Having an experienced and skilled bankruptcy attorney can help you get control over your finances and improve your chance at recovery.
Bankruptcy can be a very difficult and strenuous process, especially if you don’t have the help of an experienced attorney. Individuals may choose to file bankruptcy for any number of reasons. The new bankruptcy laws can make filing a complicated process if you choose to go it alone. Clients who look to a Bankruptcy Lawyer to help them through the process have a much easier time, and face reduced stress when dealing with bankruptcy. When you have a lawyer on your side to answer your questions and make sure your rights are protected, you only have positive things to gain. The attorneys at Residential Law Center pride themselves on giving each and every client the individual attention they deserve.
The First Step
The first step in determining whether filing bankruptcy is an appropriate option for your situation is to schedule a free consultation. During your consultation, you’ll tell us, in all confidentiality, about your debts, assets, income and monthly expenses. Then, together, we will try and plan a course of action to improve your current situation. Whether it’s a Chapter 7 or Chapter 13 Bankruptcy, debt consolidation, or fighting back against bill collector harassment, you’ll receive patient, positive and comprehensive advice. The important thing for you to know is that there are options available to you.
